Personal Service Contracts

What is a Personal Service Contract? When an elder is either already in a nursing home or will need long term care in the near future, the Personal Service Contract (“Contract”) is a planning tool to preserve a lump sum of the elder’s assets in exchange for personal...

Long Term Care Insurance

Long-term care encompasses a wide range of services relating to medical, personal and social needs. Long-term care services may include help with activities of daily living in the home, in a nursing home, assisted living facility, adult day care and hospice care....